My contents insurance was with Barclays, taken out before I got into MTB. I only had £500 bike cover in the policy for 4 kids bikes kept in the shed. September 2014 my shed goes up in flames with 8 bikes in it (incl my 10mth old MTB, BMXs, son's Ragley Piglet) and Barclays paid up in full for all bikes, as long as receipts were provided. Even Ebay printouts were accepted.
I am sure the renewal quote will be higher but I am so grateful of them I don't think i will change providers. I mean, I was only paying £15pm!!
-------------------------------------- MTB cos other sports require only 1 ball
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